:root{
  --navy:#0f1f38;
  --navy2:#172b4d;
  --blue:#2f5bea;
  --blue-soft:#edf2ff;
  --ink:#182235;
  --muted:#6b7484;
  --line:#e6eaf0;
  --bg:#f7f8fa;
  --white:#ffffff;
  --shadow:0 18px 48px rgba(18,34,56,.07);
  --radius:18px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:Pretendard,"Noto Sans KR",-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;
  color:var(--ink);
  background:#fff;
  line-height:1.65;
  letter-spacing:-.01em;
  padding-bottom:72px;
}
a{text-decoration:none;color:inherit}
.wrap{width:min(1160px,calc(100% - 40px));margin:auto}
.topbar{
  background:var(--navy);
  color:#cfd8e6;
  text-align:center;
  padding:8px 14px;
  font-size:12px;
  letter-spacing:.01em;
}
.nav{
  height:78px;
  display:flex;
  align-items:center;
  gap:28px;
  border-bottom:1px solid rgba(230,234,240,.75);
}
.brand{display:flex;align-items:center;gap:10px;font-size:22px;font-weight:800;letter-spacing:-.04em}
.logo{width:34px;height:34px}
.nav nav{margin-left:auto;display:flex;gap:28px;color:#536174;font-size:14px}
.nav nav a:hover{color:var(--blue)}
.btn{
  display:inline-flex;align-items:center;justify-content:center;
  border:0;border-radius:11px;padding:13px 18px;
  font-weight:700;cursor:pointer;
  background:var(--navy);color:#fff;
  box-shadow:none;transition:.2s ease;
}
.btn:hover{transform:translateY(-1px);background:#152b4d}
.btn.ghost{background:#fff;color:var(--ink);border:1px solid var(--line)}
.btn.primary{background:var(--blue)}
.btn.small{padding:10px 14px;font-size:13px}
.btn.wide{width:100%}
.hero,.subhero{
  background:
    radial-gradient(circle at 78% 12%,rgba(47,91,234,.08),transparent 34%),
    linear-gradient(180deg,#fbfcfe 0%,#f7f9fc 100%);
  padding:88px 0 82px;
  border-bottom:1px solid var(--line);
}
.hero-grid{display:grid;grid-template-columns:1.25fr .75fr;gap:70px;align-items:center}
.pill,.eyebrow{
  display:inline-block;
  color:var(--blue);
  background:var(--blue-soft);
  border-radius:999px;
  padding:6px 10px;
  font-size:12px;
  font-weight:700;
}
.hero h1,.subhero h1{
  font-size:58px;
  line-height:1.13;
  letter-spacing:-.045em;
  margin:18px 0;
  font-weight:800;
}
.hero h1 em{font-style:normal;color:var(--blue)}
.hero p,.subhero p{font-size:18px;color:var(--muted);max-width:760px}
.actions,.row{display:flex;gap:10px;flex-wrap:wrap;align-items:center;margin-top:24px}
.mini{font-size:12px;color:#818b9b;margin-top:14px}
.hero-card,.diag-card,.form-card,.sticky-card,.panel{
  background:#fff;
  border:1px solid var(--line);
  border-radius:var(--radius);
  padding:26px;
  box-shadow:var(--shadow);
}
.hero-card{padding:30px}
.hero-card h3{margin:0 0 16px;font-size:19px}
.hero-card ul{list-style:none;padding:0;margin:0;display:grid;gap:12px}
.hero-card li{
  display:flex;justify-content:space-between;gap:14px;
  padding-bottom:12px;border-bottom:1px solid var(--line);
  color:#4f5d71;font-size:14px
}
.hero-card li:after{content:"확인";color:var(--blue);font-weight:700}
.section{padding:76px 0}
.section.soft{background:var(--bg)}
.section.dark{background:var(--navy)}
.section-head{display:flex;justify-content:space-between;gap:30px;align-items:end;margin-bottom:30px}
.section h2,.section-head h2{font-size:34px;line-height:1.28;letter-spacing:-.035em;margin:9px 0;font-weight:800}
.section-head p{color:var(--muted);max-width:420px}
.cards{display:grid;gap:16px}
.cards.five{grid-template-columns:repeat(5,1fr)}
.cards.four{grid-template-columns:repeat(4,1fr)}
.cards.three{grid-template-columns:repeat(3,1fr)}
.cards.two{grid-template-columns:repeat(2,1fr)}
.card{
  background:#fff;border:1px solid var(--line);border-radius:15px;
  padding:22px;min-height:160px;transition:.18s ease
}
.card:hover{transform:translateY(-2px);border-color:#cbd5e3;box-shadow:0 14px 34px rgba(25,38,57,.06)}
.card h3{margin:12px 0 8px;font-size:18px}
.card p{font-size:14px;color:var(--muted);margin:0 0 18px}
.card span{color:var(--blue);font-weight:700;font-size:13px}
.icon{
  width:32px;height:32px;border-radius:9px;background:#f1f4f8;
  color:var(--navy);display:grid;place-items:center;font-weight:800;font-size:13px
}
.two,.diag-grid,.apply-grid{display:grid;grid-template-columns:1fr 1fr;gap:34px}
.sticky-card{position:sticky;top:96px;height:max-content}
.case-list{display:grid;gap:0}
.case{
  display:grid;grid-template-columns:110px 1fr;gap:18px;
  padding:18px 0;border-bottom:1px solid var(--line)
}
.case b{color:var(--navy);font-size:13px}
.workflow{display:grid;grid-template-columns:repeat(5,1fr);gap:10px}
.workflow div{
  background:#fff;border:1px solid var(--line);border-radius:13px;
  padding:16px;text-align:center;font-weight:800;font-size:14px
}
.workflow small{display:block;color:var(--muted);font-weight:500;margin-top:5px}
.person{display:grid;grid-template-columns:54px 1fr;gap:14px;align-items:center}
.avatar{
  width:54px;height:54px;border-radius:14px;background:var(--navy);
  display:grid;place-items:center;color:#fff;font-weight:800;font-size:16px
}
.trustbox{
  background:#f8fafc;border:1px solid var(--line);
  border-radius:14px;padding:16px;color:#4f5d71
}
.diag-copy{color:#fff;padding:28px}
.diag-copy h2{font-size:40px}
.diag-copy p{color:#c9d3e1}
.eyebrow.light{background:rgba(255,255,255,.08);color:#e8eef7}
.flow{
  margin-top:20px;border:1px solid rgba(255,255,255,.13);
  border-radius:13px;padding:15px;color:#dbe4ef;font-size:14px
}
.progress{height:6px;background:#eef1f5;border-radius:999px;overflow:hidden}
.progress span{height:100%;width:14%;display:block;background:var(--blue);transition:.25s}
.step{display:none;padding-top:22px}.step.active{display:block}
.choice-grid{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.choice{
  padding:14px;border:1px solid var(--line);border-radius:11px;
  background:#fff;text-align:left;cursor:pointer;color:#344054
}
.choice:hover{border-color:#9fb5f4;background:#f8faff;color:var(--blue)}
.input{
  width:100%;padding:14px 15px;border:1px solid var(--line);
  border-radius:11px;margin-bottom:10px;background:#fff;outline:none
}
.input:focus{border-color:#9db1ec}
textarea.input{min-height:100px;resize:vertical}
.summary{display:grid;grid-template-columns:1fr 1fr;gap:8px}
.summary div{border:1px solid var(--line);padding:12px;border-radius:11px}
.summary small{display:block;color:var(--muted)}
.check-box,.result-highlight{
  margin-top:12px;border:1px solid var(--line);
  background:#f8fafc;border-radius:12px;padding:15px
}
.form-card{display:grid;grid-template-columns:1fr 1fr;gap:10px}
.form-card .full,.form-card textarea,.form-card label,.form-card button{grid-column:1/-1}
.agree{font-size:12px;color:var(--muted)}
.badges{display:flex;gap:8px;flex-wrap:wrap;margin-top:18px}
.badge{
  background:#fff;border:1px solid var(--line);border-radius:999px;
  padding:6px 9px;font-size:12px;color:#5f6d83
}
.updated{font-size:12px;color:#8791a1;margin-top:10px}
.contact-strip{background:#101f37;color:#fff;padding:22px 0}
.contact-inner{display:flex;justify-content:space-between;gap:16px;align-items:center;flex-wrap:wrap}
.contact-items{display:flex;gap:10px;flex-wrap:wrap}
.contact-chip{
  padding:10px 14px;border:1px solid rgba(255,255,255,.13);
  background:rgba(255,255,255,.04);border-radius:10px;font-size:13px
}
.contact-chip span{color:#d7e0ed}
.footer{display:flex;justify-content:space-between;gap:28px;color:#7d8796;font-size:12px;padding:36px 0}
footer{border-top:1px solid var(--line)}
.mobilebar{
  position:fixed;z-index:100;left:0;right:0;bottom:0;background:#fff;
  border-top:1px solid var(--line);display:grid;grid-template-columns:1fr 1fr 1fr;
  padding:8px;gap:8px;box-shadow:0 -8px 28px rgba(16,45,86,.08)
}
.mobilebar a{
  border-radius:10px;padding:11px 8px;text-align:center;font-size:13px;
  font-weight:700;background:#f5f7fa
}
.mobilebar a:nth-child(2){background:#f0f3f8}
.mobilebar a:nth-child(3){background:var(--navy);color:#fff}
.admin-wrap{background:var(--bg);min-height:100vh;padding:40px 0}
.stats{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}
.stat{background:#fff;border:1px solid var(--line);border-radius:14px;padding:18px}
.stat span{display:block;color:var(--muted);font-size:12px}.stat b{font-size:28px}
.admin-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:15px;margin-top:15px}
.table-wrap{overflow:auto}table{width:100%;border-collapse:collapse;font-size:12px}
th,td{text-align:left;padding:10px;border-bottom:1px solid var(--line);white-space:nowrap}th{color:#68768c}
.status{padding:5px 8px;border-radius:999px;background:#eef3f9}
@media(max-width:950px){
 .nav nav{display:none}.hero-grid,.two,.diag-grid,.apply-grid,.admin-grid{grid-template-columns:1fr}
 .cards.five,.cards.four{grid-template-columns:repeat(2,1fr)}.cards.three{grid-template-columns:1fr}
 .sticky-card{position:static}.hero h1,.subhero h1{font-size:46px}.workflow{grid-template-columns:1fr 1fr}
 .stats{grid-template-columns:1fr 1fr}
}
@media(max-width:620px){
 body{padding-bottom:70px}.wrap{width:min(100% - 22px,1160px)}.nav .small{display:none}
 .hero,.subhero{padding:56px 0}.hero h1,.subhero h1{font-size:38px}
 .hero p,.subhero p{font-size:16px}.cards.five,.cards.four,.cards.two,.choice-grid,.summary,.form-card,.workflow,.stats{grid-template-columns:1fr}
 .section{padding:54px 0}.section-head{align-items:flex-start;flex-direction:column}
 .section h2,.section-head h2{font-size:29px}.case{grid-template-columns:1fr}.footer{flex-direction:column}
}